Online Trading

How to settle up

When you place a trade the standard time you have to make your payment, in either cash for purchases or stock for sales, is three working days. Find out how to make a cash payment.

Longer payment options - Extended Settlement

You can settle up to twenty working days later when trading online with TD Waterhouse. One advantage of this is when buying, you can sell those shares before payment is due so only have to pay the difference in price or receive the balance owing to you. Find our more about Extended Settlement.

Online trading Security

We use a combination of industry standard security technology, encryption and anti-fraud practices that are designed to safeguard your account against unauthorised access.

We strongly recommend that you use both anti-virus software and a firewall to protect your PC when accessing the Internet and we have arranged a 40% discount from Symantec's Norton Anti-virus, Firewall and Internet Security products for TD Waterhouse customers.

Read full details of our security guarantee and Symantec's offer.

Managing Your Account

We have made it easy for you to manage your account by providing a Nominee Service which lets you store your shares with us in electronic format so you don't have to worry about paper certificates. Our Cash Management Services Account is also offered alongside your Trading Account where you can deposit and withdraw funds online or by telephone. Your trades will be automatically settled by using funds within this account for purchasing or depositing funds into this account after selling. Learn more about managing your account with our Nominee and CMS facilities.