Trading ISA

The Trading ISA is a self select, stocks and shares ISA, which offers a wide range of investment choices. It puts you in control of your share portfolio and at the same time protects your growth from Capital Gains Tax.*

Trading ISA Benefits

• £0 annual admin fee and no set up fees (Terms apply).
• Control your own investment by choosing from a wide range of investment options.
• No Capital Gains Tax on your investment.*
• Mix and match investments from any fund management group within one ISA.
• Trade online from £9.95 commission per trade.
• Trade online or by Telephone.
• Stock held for you by our Nominee Service.

ISA Annual Admin Fee Comparison

TD Waterhouse	£0.00
Self Trade	£25.00
E* Trade	£30.00
Abbey	£35.25
Barclays	£50.00
Halifax	£117.45

What does our stocks and shares ISA offer?

An ISA (Individual Savings Account) lets you invest up to £7,200 in a qualifying year without paying tax on what you earn from your investment.

Our self Select Trading ISA puts you fully in control as you decide what to invest in from: UK and international equities, gilts, bonds, investment trusts, unit trusts, ICVCs and exchange traded funds.

There is no annual admin fee on accounts valued £3,600 or above with TD Waterhouse.

What can you invest in?

You can tailor your investments to match your own appetite for risk by choosing from:
UK and international equities, bonds & gilts, investment trusts, unit trusts & OEICs and Exchange Traded Funds.

How much can you invest?

For this tax year you can invest up to £7,200 per year into a Stocks & Shares ISA.

Any dividends or interest received will be automatically credited to the cash balance on your account. You can choose whether to invest or withdraw this income.

When are the tax deadlines?

Any investments into our trading ISA in a qualifying year would need to be funded before 5pm on 5th April of that year, or by 5pm of the last working day before the 5th April depending where it falls that year.

How much does it cost?

• No initial set-up fee
• £0 annual account administration fee For account valuations of £3,600
• The annual account administration fee for account valuations of £3,599.99 or less is £30 plus VAT. (**Terms apply).
• Trading commissions from £9.95 online.

Trading ISA interest rates and charges - full details.

Open a Trading Account Today

	Online You can set up your account online today!
	By Phone Lines are open Monday to Friday 7.30am to 9pm and Saturdays 9am to 3pm
	By Post Request an information and application pack by post.
» Find out how to transfer your existing self select ISA from another provider.

Existing Customer

Online You can add a Trading ISA alongside your other trading accounts by visiting our Account Upgrades page online. Login now and click the Account Administration menu, then select Account Upgrades.

* Please note that the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future.