SIPP (Self Invested Personal Pension)
SIPP Benefits
- Your own personal retirement strategy.
- An ideal shelter for bonuses and lump sums.
- Make your admin easier by moving your other pensions into one SIPP.
- Full range of investment options; UK & international equities, bonds & gilts, investment trusts, unit trusts, OEICs, REITS and Exchange Traded Funds.
- Easy access to your plan online or by phone.
- No initial set up fee - so you save £80!
- Access to normal trading facilities and extensive company research.
- Multi currency facility, hold cash in 4 major global currencies (GBP, USD, CAD & EURO).
SIPP - Investment options with TD Waterhouse
A SIPP from TD Waterhouse lets you choose from a wide range of investment types:
- Cash deposits.
- UK equities (including AIM).
- International equities.
- Bonds & gilts.
- Investment trusts, unit trusts & OEICs and Exchange Traded Funds.
- REITs.
- Warrants & Securitised derivatives including covered warrants.
Plan for Retirement
Everyone needs to plan for their retirement. As people are living longer and healthier lives it is important to think about how to save for retirement. A pension is one of the most effective ways to save because you get tax relief from the money you save in a pension at your highest personal rate.
What is a SIPP (Self Invested Personal Pension)?
A SIPP is a pension that gives you greater flexibility and control over your savings and where they are invested. It is your personal tax efficient wrapper enclosing investments chosen by you to meet your own needs.
The range of permitted investments options gives you the flexibility to vary the structure, diversification and risk profile of your portfolio to suit your circumstances.
Who is SIPP for?
SIPPs can be held and contributed to by every UK resident under the age of 75.
SIPPs are ideal if you are comfortable making your own investment decisions wanting a tax efficient way to save for your retirement.
What does a SIPP cost?
- No initial set up fee (usually £80).
- Low administration charge.
- Same low dealing commissions as our normal Trading Accounts from £9.95. See full rate and charges.
SIPP Contributions
SIPP contributions can be:
- One off and/or regular.
- Made by you and/or your employer (providing the combined total is within the maximum allowance).
You can often transfer benefits from other pensions into your SIPP, so consolidating your investments into one plan. You should take professional advice on whether this is suitable for you (advice is mandatory if you are considering transferring a final salary scheme).
Read about annual and lifetime allowances.
Who provides the TD Waterhouse SIPP?
The TD Waterhouse SIPP is provided by TD Waterhouse and Capita SIP Services (a division of Capita Life & Pensions Regulated Services Limited). Capita SIP Services is a leading specialist pensions administrator and it is responsible for the administration of your SIPP, acting as a Trustee for the plan. TD Waterhouse provides you with the safe custody and trading facilities.
SIPP - How to open an account and find out more
For more information |
 |
Call our Investor Centre on
|
Tell us a convenient time to call you
|
To help with your application we have also produced a SIPP application help guide which is available to download. |
 |
||
To apply now, get a |
 |
Download the SIPP Application Form
|
Request an information pack by post
|
Before making an application, please make sure you have read the SIPP Terms of Service. |
|||
